Don’t Pay Extra Every Time You Tap Abroad
Get a FREE Forex Card with your TSIM order
Many regular debit and credit cards add a huge forex markup when you use them abroad.
Complete your TSIM order and choose a Forex Card designed for international spending.
Save on forex charges. Carry less cash. Reload while travelling.
Why Carry a Forex Card?
Save on overseas spending
Avoid the forex markup charged by many regular debit and credit cards on international transactions.
Carry less cash
Use your card for shopping, dining, transport, hotels and online payments instead of carrying your complete travel budget in cash.
Add money from anywhere
Running low during your trip? Add more money online instead of searching for a currency exchange counter.
Keep travel spending under control
Use a dedicated card for foreign spending and monitor how much of your travel budget remains.
Choose Your Forex Card
ICICI Multicurrency Forex Card
Lock the exchange rate before your trip
With the ICICI Forex Card, you buy foreign currency and load it onto the card before spending.
The exchange rate is fixed when you load the currency. Your spending is therefore not affected if the rupee weakens later during your trip.
Why travellers choose ICICI
- Lock your exchange rate before departure
- Fix your travel budget in foreign currency
- Hold up to 15 currencies on one card
- Avoid forex markup when spending from the corresponding loaded currency
- Reload the card online while travelling
- Keep your travel funds separate from your main bank account
- Zero joining and annual fee
- Lost-card liability cover of up to ₹5 lakh
- Complimentary travel insurance benefits
ICICI is better when:
- You already know your main destination and currency
- You have a planned travel budget
- The current exchange rate looks attractive
- You are concerned that the rupee may weaken before or during your trip
- You prefer knowing the exact foreign-currency balance available
In simple terms: Buy your foreign currency now and spend it later.
Niyo Global Forex Card
Keep your money in INR and convert as you spend
With Niyo, you add money in INR. When you pay abroad, the required amount is converted into the merchant’s currency at the applicable Visa exchange rate.
You do not need to decide in advance how many euros, dollars, pounds or other currencies to buy.
Why travellers choose Niyo
- Zero forex markup on eligible international transactions
- Keep your money in INR and earn savings-account interest until you spend
- Use one card across 130+ currencies
- Accepted across 180+ countries
- Add money instantly through UPI, IMPS or NEFT
- Reload 24 hours a day while abroad
- Avoid loading too much foreign currency before your trip
- No need to convert an unused foreign-currency balance back to INR
- Track transactions and balances in real time
- Lock or unlock the card and control ATM, online and shop transactions through the app
- Continue using the INR balance after returning to India
Niyo is better when:
- You are visiting several countries
- Your exact spending is difficult to predict
- You do not want to buy foreign currency in advance
- You want app-based controls and instant transaction alerts
- You travel internationally regularly
In simple terms: Keep your money in INR and convert it only when you pay.
Which Forex Card Should You Choose?
Choose ICICI when you want:
- A fixed exchange rate
- A clearly defined foreign-currency budget
- Protection against the rupee weakening later
- A traditional prepaid Forex Card
Choose Niyo when you want:
- Zero-markup conversion at the time of spending
- One INR balance for multiple countries
- Less planning around how much currency to buy
- More flexibility through an app
One-country trip with a fixed budget?
ICICI may suit you better.
Multi-country trip or uncertain spending?
Niyo may suit you better.
Claim Your FREE Forex Card
Complete the form below for us to get back to you.
What Happens Next?
- Submit your request details.
- Your request is shared with the selected Forex Card provider.
- Complete the card provider’s application and KYC.
- Receive and activate your Forex Card.
- Add money before your trip.
Frequently Asked Questions
Why should I use a Forex Card instead of my normal bank card?
Many regular debit and credit cards add a forex markup to international transactions. A suitable Forex Card can reduce or eliminate this additional charge.
Is the Forex Card free?
Card issuance is complimentary through this TSIM offer. Any transaction, ATM, replacement or optional service charges depend on the selected card.
Can I reload the card while abroad?
Yes. Both options allow additional money to be added while you are travelling.
What happens to money left after my trip?
With ICICI, the remaining foreign-currency balance can be retained for future use or converted back through the applicable refund process.
With Niyo, your remaining balance continues to be held in INR and can be used after you return.
Can I withdraw cash abroad?
Yes. International ATM withdrawals are supported. The card provider and overseas ATM may charge withdrawal fees.
Should I pay in INR when an overseas card machine offers that option?
No. Select the merchant’s local currency. Choosing INR lets the merchant perform the conversion and can result in a significantly worse exchange rate.
Forex Card issuance is subject to the provider’s eligibility and KYC requirements. Card features and offers are governed by the respective provider’s current terms.